Health & Accident Protection

Organisations provide their workers with a broad variety of insurance services to help them and their families keep up a normal standard of living while unusual or unexpected health-associated adversities take place. These health care associated insurance plans cover surgical, medical and hospital bills resulting from an accident or illness.

Feature of Health Care Insurance Plans

Medical coverage included in medical strategy continues to expend every year. Fundamental medical coverage involved payments for diagnostic visits to the doctor's office, laboratory coverage, and outpatient X-rays. Recent add-ons include home visits by ambulatory and doctor or outpatient surgery. Although still rated amongst medical benefits, the annual physical is starting to appear in more health insurance programmes. Another current addition to health care insurance strategy is the extension of comprehensive health care reimbursement to include some survivors of deceased company employee's retirees. A relatively new provision covers outpatient & non-hospital psychiatric care.