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Question 1:
(a) What do you meant by the term ‘Life Insurance Contract'?
(b) Many people prefer to choose Single life policies compared to Joint life policies. Why is this so?
(c) List and describe any four different types of Life Insurance products.
(d) What are the steps a life insurance buyer normally undertakes before buying a policy?
Question 2:
(a) State the two main types of bonuses?
(b) What is the difference between a Without-profit policy and a With-profit policy?
(c) (i) Why the fair treatment of with-profits policyholders and shareholders has become an important issue?
(ii) State the four aspects identified by the Insurance Companies Regulation in which insurance companies are giving rise to unfairness issues?
(d) Briefly explain how surpluses are being calculated.
Payback Period Method - Traditional Methods This method gauges the viability of a venture via taking the outflows and inflows over time to ascertain how soon a venture can pay
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What is Nominal and Real Return While nominal return is the return in nominal rupees, real return is equal to the nominal return adjusted for changes in prices i.e. rate of
continous time finaince expert
You have the following information for Stardusts: Current EPS is $1.79. The current dividend is $.68 per share. The return on equity is 24%. The present price is $49.22. a.
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Example of NPV Value A company is faced along with the following five (5) investment opportunities as: Cost NPV P.I = Total P.v
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