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Rating Symbol
Capacity for Timely Repayment
High Investment Grades:
AAA (Triple A)
Highest Safety
1
Very Strong Capacity
AA (Double A)
High Safety
2, 3, 4
Strong Capacity
Investment Grades:
A
Adequate Safety
5, 6, 7
Adequate Capacity
BBB (Triple B)
Moderate Safety
8, 9, 10
Inadequate Capacity
Speculative Grades:
BB (Double B)
Inadequate Safety
11, 12, 13
Poor Capacity
B
High Risk
14
Default
C
Substantial Risk
D
In Default
To reflect comparative standing within a category, a '+' (plus) or a '-' (minus) sign will be suffixed to the symbols given above.
Meaning merits nd demerits of modern approch of financial management
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