Paper on Estate Planning (3–5 pages), Financial Management

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Evaluate the tools commonly used in estate planning, including trusts, life insurance, and annuities. Compare the tools as to how they would apply for a couple in their mid-50s who are classified as middle-income earners, with no dependents (two adult children), who will have Social Security benefits, and who will have retirement plan income from 401(k)s. Make a general recommendation for an estate plan for the couple.

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