Individual income taxation, Taxation

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John Alan Kelly and Rosalyn Elaine Kelly, a married couple, live at 3822 Robin Lane Houston, Texas 77049-7236.  Their home telephone number is (713) 468-9721, home fax number is (713) 591-7014, cell telephone number for John is (832) 921-8427 and cell telephone number for Rosalyn is (832) 366-8122.  John, whose social security number is 437-29-1297 and date of birth is April 2, 1961, is employed as a Loan Officer with Houston First National Bank located at 1100 Smith Street Houston, Texas 77002-0002 and whose Employer Identification Number is 42-4732689.  John's work telephone number is (713) 654-8739.  Rosalyn's social security number is 443-63-7289 and her date of birth is January 10, 1963.  She is presently a Self-Employed sole owner of a small retail bookstore (ROSALYN'S BOOKSTORE) which she has owned and operated since January 6, 2009.  Rosalyn's Bookstore is located at 2345 Marshall Lane Houston, Texas 77044-5943, her work telephone number is (713) 434-1275, her fax number is (713) 434-1276.  The Employer Identification Number for the bookstore is 76-5678901.  The Kellys have two (2) children who lived with them for the entire year of 2012 and that they fully supported for the entire year of 2012.  The two (2) children are Jocelyn Danielle Kelly (age 17 (date of birth November 14, 1995) and social security number 643-28-1863) and Charles Aaron Kelly (age 10 (date of birth June 16, 2002) and social security number 623-51-2467).  In addition, the Kellys provided in 2012 more than one-half (1/2) of the support of Rosalyn Kelly's mother, Louise Myra Anderson, (age 74 (date of birth May 29, 1938) at the end of 2012 and social security number 440-83-6278) and who lived the entire year of 2012 in her own home located in Livingston, Texas and her only Gross Income for 2012 was nontaxable Social Security Benefits.

The Kellys, who neither wishes to contribute to the Presidential Election Campaign Fund, have presented you with the following information to prepare their 2012 Federal Income Tax Return:

(a) John earned a salary from Houston First National Bank, Inc. of $71,540 (also Social Security Wages and Medicare Wages).  Federal Income Taxes withheld from his pay was $7,832, Social Security Taxes (FICA) withheld was $3,005 and Medicare Taxes withheld was $1,037.  John is covered by a retirement pension plan provided by Houston First National Bank.

(b) The Kellys received Interest on Savings Accounts of $1,200 from Houston First National Bank and Interest of $520 from Harris County Bonds that they own.  In addition, the Kellys received Cash Dividends of $442 (all "Qualified Dividends") from Common Stock owned in Bush Corporation.

(c) Rosalyn uses the Cash Method Of Accounting for Federal Income Tax purposes for her business, ROSALYN'S BOOKSTORE, and the business code for the business for Federal Income Tax purposes is 451211.  Relevant Financial Information for the business for 2012 is as follows:

-1-

                        Gross Sales                                                                $126,800

            Less: Returns And Allowances                                      2,350               

 

                        Expenses

                        Accounting Services                                                   $ 1,800 

                        Advertising                                                                    2,500

                        Salaries And Wages                                                    28,720

                        Payroll Taxes                                                                  2,866

                        Office Rent                                                                 10,800

                        Entertainment Of Customers                                            500

                        Interest (Miscellaneous Debts)                                                    600

                        Seminar (Related To Bookstore Retailers)                       400

                        Supplies                                                                          1,450

                        Telephone                                                                       1,600

                        Utilities                                                                          1,300

 

                        INVENTORY

                        Beginning Inventory January 1, 2012                       $28,400

                        Ending Inventory December 31, 2012                                   16,800

                        Purchases In 2012                                                       12,900

 

                        All Inventory is valued at cost.  There were no changes in determining quantities, costs or valuations between Opening and Closing Inventory.

 

                        (All of the above Revenues, Expenses and Expenditures represent cash transactions

                         that occurred during the year of 2012)

 

                        DEPRECIABLE ASSETS  

 Original

                        Description                                              Cost                     Date Purchased

                        Personal Computer And Printer          $1,600.00                January 2, 2012

                        (Five-Year Property)

 

                                    Computer Software                                250.00                 January 2, 2012

                        (Three-Year Property)

 

                                    Furniture And Fixtures                       12,000.00                 March 5, 2009

            (Seven-Year Property)

 

                        (All of the above assets are used exclusively at Rosalyn's Bookstore and were

                         originally placed in service on the date purchased)

 

                        Rosalyn elected to take the Section 179 Deduction for all assets acquired during the year of 2012.  Assets acquired before 2012 are depreciated using the designated useful life and the Section 179 Deduction was not elected.  (The First Year Additional Depreciation was not elected for any of these assets).

Rosalyn also drove in 2012 her personal automobile, a 2011 Buick Park Avenue, which she acquired on April 28, 2011, a total of 6,000 miles (500 miles per month) for business purposes.  Rosalyn has always used the automobile in her business and drove the automobile a total of 15,000 miles for the entire year of 2012 including 5,200 of commuting miles (Beginning Mileage Reading was 35,000 miles and Ending Mileage Reading was 50,000 miles).  Rosalyn uses the Standard Mileage Method (Automatic Mileage Method) ($.555 per mile in 2012) to recover the cost of using her automobile for business purposes.  In 2012, Rosalyn also paid $200 for parking and toll fees while using the automobile for business purposes and paid a total of $400 of Interest on the loan for the automobile.

 

 

 

(d)       The Kellys also own a rent home that they rent out (Actively Participate) to people unrelated to them.  The rent home (not Low-Income Housing) is located at 825 Lincoln Street Houston, Texas 77048-3252.  The Kellys originally began to rent this home on May 1, 1993 when its depreciable basis was $30,000 (total cost of $37,500 less $7,500 allocated to the Land (Straight-Line Depreciation not elected)).  Relevant information that pertains to the rent home for 2012 is as follows:

 

                        Total Rental Revenues                                    $5,600

 

                        EXPENSES

                        Insurance                                                  760            

                        Mortgage Interest                                 1,980            

                        Repairs                                                                 460            

                        Property (Real Estate) Taxes                1,020            

                        Lawn Maintenance                                 320            

 

 

            (All of the above Rental Revenues and Rental Expenses represent Cash transactions  that

             occurred  during  the  year  of  2012)

 

            In addition to the above, John Kelly drove in 2012 his personal automobile, a 2009 Chevrolet Caprice, in attending to the rental property a total of 400 miles (33.33 miles per month).  Finally, on June 19, 2012, the Kellys purchased new appliances (ie. refrigerator, stove and dishwasher) (five-year property) for the Rental Property for a total purchase price of $1,950.

 

 

(e)        John attended a Banking Seminar in San Francisco, California.  He incurred unreimbursed expenses of $1,450 for airfare, lodging and meals ($160 of the $1,450 was for meals).

 

            In addition, John drove in 2012 his personal automobile a total of 1,200 miles (100 miles per month) for work related purposes.  John purchased the car on February 3, 2009 and has always used it for work related purposes.  He drove the car a total of 12,000 miles in 2012 of which 5,200 were commuting miles (average daily round trip commuting distance of 20 miles per day) (Beginning Mileage Reading was 50,000 miles and Ending Mileage Reading was 62,000 miles).  John has always used the Standard Mileage Method (Automatic Mileage Method) in recovering the cost of using his automobile for work related purposes. 

 

 

 (f)       The Kellys incurred the following personal expenses during the year of 2012:

 

                        Medical Expenses (Unreimbursed) (Various):

                             For Themselves And Their Children                                  $4,500

                             For Rosalyn's Mother                                                              900

                        Real Estate Taxes On Personal Residence                               2,470

                        Home Mortgage Interest On Personal Residence                     9,600

                        (Jawdat Mortgage Company)

Credit Card Interest                                                                  1,900

                        Interest On Car Loans                                                                          2,400

                        Charitable Contributions - (Cash) (Various Charities)                          1,600

                        Charitable Contributions - (Property - Clothing, etc.)  (FMV)               460 ($1,000 ORIGINAL COST)

                        (Star Of Hope 1240 North Main Street Houston, Texas 77001-8877)

                        Income Tax Preparation Fee                                                        225

(g) The Kellys utilizes the Internal Revenue Service (IRS) Optional State Sales Tax Table (See page A-13 through page A-14 of the Instructions for Schedule A) to compute their Itemized Deduction for General Sales Taxes (Their State General Sales Tax Rate is 6.25% and their Local General Sales Tax Rate is 2.00% for a Total Sales Tax Rate of 8.25%).

(h) The Kellys paid an unrelated housekeeper/child caretaker, Shelly R. Baker, (address 3785 Pinkston Street Houston, Texas 77046-2386 and social security number 466-37-3682) and telephone number (713) 864-3267, $300 per month during the entire year of 2012 to care for their youngest child at their home while they were at work.

(i)         The Kelly's 2011 Federal Income Tax Liability was $12,420.

(j)         Rosalyn Kelly made the following Estimated Tax Payments for the year of 2012:

                        April 17, 2012                         $2,000

                        June 15, 2012                            3,100

                        September 17, 2012                  1,200

                        January 15, 2013                       2,100

(k)        The Kellys will file a Joint Federal Income Tax Return for the year of 2012.


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