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Question:
(a) In what way does e_banking differ from traditional banking in terms of its services they offer? Provide suitable examples where necessary.
(b) List and explain the role of different parties involved in an e_payment method.
(c) Outline the five (characteristics) that determine the acceptance of an e_payment method.
(d) Electronic banking creates new risk management challenges for Banks. Typically, all risks associated with traditional banking and products may be impacted with the introduction of e-banking services. However, there are seven major categories of risk specifically associated with e-banking. The associated risks are strategic, operational/transaction, technology, business, online fraud, reputation and legal. Explain in detail the seven major categories of risk associated with e-banking.
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