Define credit risk, Business Management

Assignment Help:

QUESTION

a) (i) Clearly differentiate between the two primary types of Internet e-banking websites and outline the risks associated with each one of them.

(ii) Why do we use the Internet as the new distribution channel for e-banking products and services?

b) E-banking risk is the potential that unexpected events may have an adverse impact on the bank earnings. One such type of risk is credit risk.

(i) Define credit risk.

(ii) There are aspects of on-line loan origination and approval that tend to make risk management of the lending process more challenging. If not properly managed, these aspects can significantly increase credit risk. Briefly outline what are these aspects? (5 marks)

c) (i) Explain what you understand by the term account aggregation using a suitable example.

(ii) List down the risks associated with aggregation services.

d) There are different risks associated inside an e-banking infrastructure and there are different technologies that exist to ensure that the organisation's network boundaries are secure. Describe TWO such technologies with the help of diagrams to support your answer.


Related Discussions:- Define credit risk

Explain the importance of analyzing the personality, Question 1: Explai...

Question 1: Explain the importance of analyzing the personality of an individual in enhancing organizational performance. Question 2: Define organizational culture and

Determine the unit cost of the labelling process, The Company have now adde...

The Company have now added one more process to their product's line. The new process is to label their products to reflect their compliance to new international standards. The new

What are the major services of management information system, What are the ...

What are the major services of Management Information System? The MIS (Management Information System) provides information onto the past, present and projected future and on as

People leadership and management, Drawing upon examples from your experienc...

Drawing upon examples from your experience of team working in organisations or in classroom activities, identify two key theories, concepts or models that have helped you to

What are the principles of good communication skills, QUESTION 1 Outlin...

QUESTION 1 Outline the fundamental propositions that all cognitive behavioural Therapies share in terms of helping people to change behaviours. Elaborate in details and support

What organization chart would you propose to management, Question: The ...

Question: The Twin Peaks Hotel is a mountain lodge with 200 rooms, 3 restaurants, 4 bars, and a 24 hour room service. The hotel has an urgent need to review its Beverage and Fo

How does organisational culture develop, Question 1: (a) How does organ...

Question 1: (a) How does organisational culture develop? (b) What are the functions of an organisational culture? (c) What are its drawbacks? Question 2: (a) What are t

Explain the basel ii framework and its three pillars, Question 1 In today'...

Question 1 In today's changing world, every bank must identify risks and manage them effectively to maintain cash flow and profitability of banks. They need to follow a suitable r

What are the criticisms against formal planning, Question 1: Planning i...

Question 1: Planning is one of the primary functions of management as all other functions depend on it. Thus, planning has been criticized on several grounds. Describe (i)

What are the important provisions for employee health, What are the importa...

What are the important provisions for employee health? Important provisions of Factory Act, 1948 about health: The given are the significant provisions for employee

Write Your Message!

Captcha
Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd