Define credit risk, Business Management

Assignment Help:

QUESTION

a) (i) Clearly differentiate between the two primary types of Internet e-banking websites and outline the risks associated with each one of them.

(ii) Why do we use the Internet as the new distribution channel for e-banking products and services?

b) E-banking risk is the potential that unexpected events may have an adverse impact on the bank earnings. One such type of risk is credit risk.

(i) Define credit risk.

(ii) There are aspects of on-line loan origination and approval that tend to make risk management of the lending process more challenging. If not properly managed, these aspects can significantly increase credit risk. Briefly outline what are these aspects? (5 marks)

c) (i) Explain what you understand by the term account aggregation using a suitable example.

(ii) List down the risks associated with aggregation services.

d) There are different risks associated inside an e-banking infrastructure and there are different technologies that exist to ensure that the organisation's network boundaries are secure. Describe TWO such technologies with the help of diagrams to support your answer.


Related Discussions:- Define credit risk

Managing Knowledge, Discuss how organisational commitment encourages knowle...

Discuss how organisational commitment encourages knowledge sharing.

Explain the major aspects of the hawthorne experiment, Question 1: ‘Man...

Question 1: ‘Management by Objectives (MBO) can be used by managers to plan, control, coordinate as well as motivate'. a. Show the main characteristics of an MBO programme.

Intellectual laws, 5. What is your opinion of intellectual property rights?...

5. What is your opinion of intellectual property rights? Do you think people should have rights to intellectual property and, therefore, be protected by law? Why or why not? For

Define in detail the workflow of hrm that deploys erp system, Question 1 E...

Question 1 Earlier payroll systems used the systems which were more than process time sheets, print payroll checks and keep total so f annual wages and deductions. Present day sys

Process management, Process Management: Answer the following questions a...

Process Management: Answer the following questions as related to the process management: 1- What is race condition? Explain how can the semaphore be used to prevent it? 2-

What is building of a business case, What is building of a Business case?  ...

What is building of a Business case?  Explain the objectives and levels of business case. Building case is a document that describes a business problem and drafts a proposal f

A source perspective and a receiver perspective, QUESTION 1 The best in...

QUESTION 1 The best indicator of behaviour is intention. a) Describe the theory you would use to explain the above and explain the importance of this theory. b) Elaborate

Develop a product based organisational structure, Please refer Keells Food ...

Please refer Keells Food Products PLC overview, electronic annual report for year 2009/2010 and the corporate website before answering the following questions. Keells Food Prod

Define right wing totalitarianism with relevant examples, QUESTION 1 (a...

QUESTION 1 (a)Explain the following terms; Multi Domestic Strategy, international Strategy and Transnational Strategy. (b) Define right wing totalitarianism with relevant exam

Breakdown maintenance, As the name suggest corrective maintenance occurs...

As the name suggest corrective maintenance occurs when there is a work stoppage because of machine breakdown. In this sense maintenance becomes repair work. Repairs are

Write Your Message!

Captcha
Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd