Define credit risk, Business Management

Assignment Help:

QUESTION

a) (i) Clearly differentiate between the two primary types of Internet e-banking websites and outline the risks associated with each one of them.

(ii) Why do we use the Internet as the new distribution channel for e-banking products and services?

b) E-banking risk is the potential that unexpected events may have an adverse impact on the bank earnings. One such type of risk is credit risk.

(i) Define credit risk.

(ii) There are aspects of on-line loan origination and approval that tend to make risk management of the lending process more challenging. If not properly managed, these aspects can significantly increase credit risk. Briefly outline what are these aspects? (5 marks)

c) (i) Explain what you understand by the term account aggregation using a suitable example.

(ii) List down the risks associated with aggregation services.

d) There are different risks associated inside an e-banking infrastructure and there are different technologies that exist to ensure that the organisation's network boundaries are secure. Describe TWO such technologies with the help of diagrams to support your answer.


Related Discussions:- Define credit risk

Major types of information systems, QUESTION The Swoosh Ltd (SW Ltd) is...

QUESTION The Swoosh Ltd (SW Ltd) is a company engaged in the manufacture of t-shirts for the local market and for exports. SG Ltd is still using manual procedures across all it

Illustrate the definition of work measurement, Illustrate the definition of...

Illustrate the definition of work measurement? Definition of work measurement: Work measurement is described as the application of techniques designed to set up the time

Explain what is a pay-per-click model, QUESTION (a) Briefly describe th...

QUESTION (a) Briefly describe three sticky features that Web sites use to attract and keep visitors. (b) Briefly describe the two advantages and two disadvantages of hosting

Organizational approaches toward managing stress, Question 1: (A) Indu...

Question 1: (A) Industrial psychology is the area of psychology dealing with job analysis, defining and measuring job performance, performance appraisal, tests, employment int

Importance of interpersonal communication to school managers, QUESTION ...

QUESTION Read the text carefully and answer the following questions. Effective communication skills are a crucial necessity within contemporary organizations and are esse

The way of successful communication, Describe any situation in your experie...

Describe any situation in your experience where the communication was a failure. Analyze the barrier(s) which stood in the way of successful communication. Explain how you would ov

Just in time manugacturing, JIT  is a Japanese production  management  phil...

JIT  is a Japanese production  management  philosophy which  has been applied in practice since the  early  1970s  in many  Japanese manufacturing organizations. There  are strong

Meaning of interpersonal behaviour, Problem 1 List the types of organis...

Problem 1 List the types of organisation structure? Mention the basic elements of Organization Structure. Explain any three elements. List the three types List the bas

What are the benefits and challenges of enterprise system, Question: (a...

Question: (a) List powerful worldwide changes that have altered the business environment and brought about the deployment of Information Systems in organisations. (b) What m

Write Your Message!

Captcha
Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd