Define credit risk, Business Management

Assignment Help:

QUESTION

a) (i) Clearly differentiate between the two primary types of Internet e-banking websites and outline the risks associated with each one of them.

(ii) Why do we use the Internet as the new distribution channel for e-banking products and services?

b) E-banking risk is the potential that unexpected events may have an adverse impact on the bank earnings. One such type of risk is credit risk.

(i) Define credit risk.

(ii) There are aspects of on-line loan origination and approval that tend to make risk management of the lending process more challenging. If not properly managed, these aspects can significantly increase credit risk. Briefly outline what are these aspects? (5 marks)

c) (i) Explain what you understand by the term account aggregation using a suitable example.

(ii) List down the risks associated with aggregation services.

d) There are different risks associated inside an e-banking infrastructure and there are different technologies that exist to ensure that the organisation's network boundaries are secure. Describe TWO such technologies with the help of diagrams to support your answer.


Related Discussions:- Define credit risk

How is the span of control affected in the organisation, How is the span of...

How is the span of control affected in the organisation? Span of control: Span of control implies the number subordinates which report to an executive or the number of su

Presentation skills, Presentation Skills: Once an appointment is set t...

Presentation Skills: Once an appointment is set to meet up with a customer, a presentation should be made. A lot of work has previously gone into making the appointment.  O

Determine the strengths and limitations of theories, QUESTION 1 Discuss...

QUESTION 1 Discuss some of the assumptions that underlie the construction of various types of communication theories. QUESTION 2 What are the rationale and foundational

Color schemes and safety color codes, In general light shades for coloring...

In general light shades for coloring surfaces are recommended in factories. However for the sake of contrast machine with moving parts should be painted dark ( preferably re

Kaizen concept, Kaizen is the Japanese term for continuous improvement. Th...

Kaizen is the Japanese term for continuous improvement. The kaizen concept was pioneered by in Japan by Toyota as a daily challenge to all its employees to improve their process

Business administration, b. A paper mill produces two grades of paper viz.,...

b. A paper mill produces two grades of paper viz., X and Y. Because of raw material restrictions, it cannot produce more than 400 tons of grade X paper and 300 tons of grade Y pape

Categories of ratios for financial position and performance, What are categ...

What are categories of ratios for financial position and performance? Usually, there are four main categories of ratios every attempting to measure the financial position and p

Business ethics, what are the fundamental principles of business ethics?

what are the fundamental principles of business ethics?

Describe steps managers can take to facilitate tqm, Problem 1: "ISO 900...

Problem 1: "ISO 9001:2000 is an international standard having wide positive effects regardless of the underlying mechanism." Discuss. Problem 2: Describe: (i)  Five ste

Critical, MHow in a free society like the U.S., can a small group of people...

MHow in a free society like the U.S., can a small group of people continually control so much of the wealthiness 100 words accepted#

Write Your Message!

Captcha
Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd