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What are compensating balances and why do banks require them from some customers? Under what circumstances would banks be most likely to impose compensating balances?Compensating balances are funds which a bank needs a customer to keep in a non-interest bearing account till the loan is retired. Banks occasionally impose compensating balance needs so as to increase the bank’s return on a loan. Compensating balances are most similarly to be employed when the stated interest rate on a loan is below the bank’s required rate of return.
Q. Location of lifting anchors in precast concrete units? It is desirable that position of anchors be located symmetrical to the centre of gravity of precast concrete units. Or
When an investor purchases non-callable or non-putable convertible bonds, he would be buying a non-callable/non-putable straight security and also buying a call o
Describe the sales forecasting process. It is a group effort. Sales and marketing personnel generally offer assessments of demand and the competition. Production personnel genera
Deficiency in Operation - This exists when a properly designed control doesn't operate as designed or when person performing the control doesn't possess the necessary authority or
Market risk as that portion of total variability of return caused by the alternating Forces of bull and bear markets. When the security index moves upward haltingly for a signifi
This question tested earnings per share and P/E ratio. The widely held of the marks were for calculations and a key test was the distinction between what transactions affect basic
calculate payback period of each project and according to payback whice project should be accepted
Question: A 10-year deferred life assurance policy with variable benefits is issued to a select life aged 36. The policy provides the following benefits:- Sum assured is
What is the matching principle of working capital financing? What are the advantages of following this principle? The matching principle is while short-term financing is employe
Trial Balances: If the trial balance does not result in a "0", the various records will need to be reviewed to pinpoint the spot where the unbalance occurred and any necessary
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