Credit cards, Chemistry

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Credit Cards

Credit cards are offered by banks, as well as other institutions such as credit unions. There are numerous credit cards currently available in the market, each with a particular interest rate and varying features.

In this research report you will be analysing 2 datasets which can be found in an EXCEL file available for download in the Assessment section of the BSB123 Blackboard site.

The dataset includes the following variables:

  • Institution & Credit Card name
  • Interest Rate (%)
  • Annual Fee ($)
  • Number of Free Days
  • Minimum Credit Limit ($)
  • Type (B / C / O)
  • Brand (VISA / MC / AMEX)

 

The second dataset (in the HISTORICAL DATA worksheet) contains the total credit card balances (in millions of dollars) of Australians from January 2002 to September 2009.

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