Calculate the optimum amount of funds to transfer, Financial Management

Assignment Help:

Q. Calculate the optimum amount of funds to transfer?

The Baumol model is derived from the EOQ model and is able to be applied in situations where there is a constant demand for cash or cash disbursements. Regular transfers are made as of interest-bearing short-term investments or cash deposits into a current account. The Baumol model believes the annual demand for cash (D) the cost of each cash transfer (C) and the interest difference between the rate paid on short-term investments (r1) and the rate paid on a current account (r2) in order to calculate the optimum amount of funds to transfer (F). The model is like follows.

F = ((2 × D × C)/(r1 - r2))0.5

By optimising the amount of money to transfer the Baumol model minimises the opportunity cost of holding cash in the current account thereby reducing the costs of cash management. Nevertheless the Baumol model is unlikely to be of assistance to Thorne Co because of the assumptions underlying its formulation. Steady annual demand for cash is assumed whereas its cash budget suggests that Thorne Co has a varying need for cash. The model presumes that each interest rate and the cost of each cash transfer are constant and known with certainty. In reality interest rates as well as transactions costs aren't constant and interest rates, in particular can change frequently. A cash management model which is able to accommodate a variable demand for cash such as the Miller-Orr model may be more suited to the needs of the company.


Related Discussions:- Calculate the optimum amount of funds to transfer

Global economy, Global Economy: The size of the world stock market grew...

Global Economy: The size of the world stock market grew steadily in the 1970s and 1980s and crossed the $12 trillion figure in 1993. The share of the US market decreased tremen

Generally accepted accpunting principle or gaap, Generally Accepted Accpunt...

Generally Accepted Accpunting Principle or GAAP The American Institute of Certified Public Accountant (AICPA) elaborates financial accounting theory and commonly accepted acco

Calculate the rate of return, A Life Insurance Company invested $10,000,000...

A Life Insurance Company invested $10,000,000 in pure-discount U.S. bonds in May 1995 while the exchange rate was 80 yen per dollar. The insurance company liquidated the investment

Types of equity securities , Types of equaty Securities Equity securiti...

Types of equaty Securities Equity securities, traditionally, are classified into two types when they are issued. They are: Common Stock, and Preferred Stock.     Common Stoc

What can financial institution often do for deficit econmic, What can a fin...

What can a financial institution often do for a deficit economic unit (DEU) that it would have difficulty doing for itself if the DEU were to deal directly with an SEU? SEUs us

London stock exchange, London Stock Exchange (LSE) The origin of the Lo...

London Stock Exchange (LSE) The origin of the London Stock Exchange goes back to the coffee houses of 17th century. London, where people willing to invest or raise money, bough

Prevention of risk - method of risk management, Prevention of Risk - Method...

Prevention of Risk - Method of risk management In case of this method, the business avoids risk by taking appropriate steps for prevention of business risk or avoiding loss, su

Calculate the effective annual rate, The credit term from the supplier is 2...

The credit term from the supplier is 2/30, net 60. Question: Calculate the effective annual rate if the firm does not take the discount.

Cost of capital, Dividends are expected to grow at a constant rate of 5 per...

Dividends are expected to grow at a constant rate of 5 percent per year in the future. Firms last dividend was $1 and stock price 10 dollars the firms beta 1,2 the rate of return o

Historical inflation and stock value experience, Historical Inflation and S...

Historical Inflation and Stock Value Experience The experimental evidence denies the status of stocks as a good hedge against inflation. A study conducted by Ibbotson and Brins

Write Your Message!

Captcha
Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd