You have homeowners insurance and auto insurance but due to

Reference no: EM13476866

1. Auto insurance is needed primarily because of

A. potential damage to auto.
B. potential liability claims.
C. lender's requirements.
D. state law.

2. Universal LIFE INSURANCE is designed to offer advantages to the policyholder beyond lifeinsurance "protection." It also provides

A. very cheap rates and cancellation privileges.
B. short-term coverage and low rates.
C. investment or savings and tax advantages.
D. whole life and low rates.

3. If you want to be able to decide how the savings component of your WHOLE LIFE INSURANCE policy is invested, you should elect

A. straight LIFE INSURANCE . .
B. continuous premium coverage.
C. group LIFE INSURANCE
D. variable LIFE INSURANCE .

4. You have a very old car and you know that you need collision insurance and liabilitycoverage.You don't want to insure your car for any other damage. Therefore, you wouldn't elect to take out _______ coverage.

A. UNINSURED MOTORIST
B. comprehensive
C. medical payments
D. bodily injury

5. You have homeowner's insurance and auto insurance, but due to your high net worthyou're very worried about liability beyond the amounts covered in those policies.You should explore

A. an umbrella PERSONAL LIABILITY POLICY .
B. an endorsement of loss policy.
C. supplemental liability to the two policies.
D. professional LIABILITY COVERAGE .

Reference no: EM13476866

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