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Wy did credit standards change how did this affect the

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Reference no: EM13452010

What happened to the credit standards (e.g., minimum down payment, mortgage loans relative to the value of the house, and creditworthiness of the borrower) between 1995 and 2005? Why did the credit standards change? How did this influence the housing price bubble and later the default and foreclosure rate?

Reference no: EM13452010

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