Reference no: EM133351809
Donaldson, Inc. is a small but growing business with operations in two locations in Kansas. Donaldson has a Workers Compensation and Employers Liability Insurance Policy with Kansas listed in 3. A. on the Information Page. Depending on the economy, Donaldson may begin operations in Colorado within the next 12 months or may wait for another time. At the recommendation of their agent, Colorado is listed in 3 C. of the Information Page. The Policy was effective April1.
1. A work-related injury happens to a worker in Kansas on May 22. Will Donaldson's Policy provide coverage for Kansas WC benefits?
2. Donaldson begins operations and hires employees in Colorado starting September12. Will Donaldson's Policy provide coverage for Colorado WC benefits for a worker injured in Colorado on September 30?
3. A lucrative opportunity presents itself in Wyoming, so Donaldson rents space, hires employees and begins operations in Wyoming on November 1. Will Donaldson's Policy provide coverage for Wyoming benefits for injury to a worker in Wyoming on November 30?
4. Business is very good, so Donaldson expands again, this time hiring employees and beginning operations in Utah on February 10 of the next year. Will Donaldson's Policy provide coverage for Utah benefits for a worker injured in Utah on March3?
True or False
1. The Maritime Coverage Endorsement provides workers compensation benefits for injured masters and crew members of a vessel.
2. The Maritime Coverage Endorsement automatically provides coverage for transportation, wages, maintenance and cure.
3. The Longshore And Harbor Workers Compensation Act Coverage Endorsement does not provide Employers Liability Insurance for work that is subject to the LHWCA.
4. The Longshore And Harbor Workers Compensation Act Coverage Endorsement does not apply to master or crew members of a vessel.
5. A Foreign Workers Compensation and Employers Liability Endorsement is intended to provide coverage for employees hired outside the U.S. on a permanent basis.
6. A Foreign Workers Compensation and Employers Liability Endorsement typically includes coverage for repatriation expenses and coverage for bodily injury caused by endemic disease.