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It is economically advantageous to enroll in a health savings account offered by your employer. The health savings account allows you to deduct money from your paycheck before taxes and place it into a savings account in which you can use to spend on healthcare and supplies or as it sits in that account it can earn interest over time. Your employer will match what you put into your account. If you put in $50 then your employer will put in $50 and you will have $100 in your savings account to spend on future health care costs. This program automatically enrolls each employee and deducts 5% of their pay toward this savings account. Employees may opt out by completing forms and submitting it to their human resources department.
Participating in this is in the employees' best interest in many ways and it would be rational for employees not to opt out. Why might some employees wish to opt out? Consider those who may be making close to minimum wage.
What is the short-run market supply curve? Determine the short-run equilibrium price and quantity in this industry.
According to The Wall Street Journal, Mitsubishi Motors recently announced a major restructuring plan in an attempt to reverse declining global sales. Rental rate of Capital? Marginal productivity of labor? To minimize costs Mitsubishi should hire ca..
If banks desire to retain excess reserves of 10% of total checking accounts and borrowers hold 10% of their new checking accounts (loans) for liquidity purposes and do not spend that 10%, what will be the maximum impact on the money supply in the for..
The table below gives information on income and debt for a small nation for the years 2008 through 2011. The nation had average household debt
The initial cost of machinery for producing a certain item is $50,000. The machinery will have a five-year life with no salvage value. The manufacturing process has a fixed cost of $5,000 per year and a variable cost of $16 per unit. At an interest r..
For the United States, empirical studies indicate that over the past two decades the cost of international transportation relative to the value of U.S. imports has: Should international transportation costs decrease, the effect on international trade..
Would your company save money in the writing of the sixty legal briefs by hiring the six new paralegals and firing some attorneys?
What is "natural " about the natural rate of unemployment? why might the natural rate of enemployment differ across countries? 4. Suppose a drought destroys farm crops and drives up the price of food. what is the effect on the short-run trade-off bet..
What are the various ways in which the Federal Reserve influences the economy? What important tools do they use in influencing the commercial banking system?
1. Analysis: Student identifies, interprets, and summarizes the issue or problem.
Are they oligopoly or monopolistic competitions? Can you describe in detail why they are what they are? What role does Mutual interdependence play in these? Evaluate whether these industries have “enough” competition or if consumers would benefit fro..
Why does a union electrician earn less than a non-union electrician? Why does a white male earn more than a white female with the same level of education?
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