Why is it a better choice than the direct write-off method

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Reference no: EM133205806

Swathmore Clothing Corporation grants its customers 30 days' credit. The company uses the allowance method for its uncollectible accounts receivable. During the year, a monthly bad debt accrual is made by multiplying 3% times the amount of credit sales for the month. At the fiscal year-end of December 31, an aging of accounts receivable schedule is prepared and the allowance for uncollectible accounts is adjusted accordingly.

At the end of 2020, accounts receivable were $574,000 and the allowance account had a credit balance of $54,000. Accounts receivable activity for 2021 was as follows:
Beginning balance  $ 574,000 
Credit sales  2,620,000 
Collections  (2,483,000)
Write-offs  (68,000)
Ending balance  $ 643,000

The company's controller prepared the following aging summary of year-end accounts receivable:

Summary
Age Group     Amount     Percent Uncollectible
0-60 days     $430,000     4%
61-90 days     98,000     15
91-120 days     60,000     25
Over 120 days     55,000     40
Total     $643,000      

  • What arguments would you make to the company president in favor of following the allowance method?
  • Why is it a better choice than the direct write-off method?
  • How can you convince the company president to follow your recommendation?

Reference no: EM133205806

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