Why express an obligation in using negative terminology

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Reference no: EM133675580

Assignment:

1. What is "responsible lending"?

2. Think about the terms used: 'Not suitable"- why express an obligation in using"negative terminology"?

3. Any "exceptions" to the rules regarding responsible lending?

4. Surely there is no need for legislation to ensure banks lend in a responsible manner- isn't this problem just a question of in-house training and proceedings?

5. Do you think the issues cited as prompting "not suitable" lending practices is really. a reflection of, and perhaps even caused by "too much" competition?

Reference no: EM133675580

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