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Question
Whitaker's trading account at Wedbush Securities used Harris Bank to move money in and out of the account. Whitaker's email was hacked and the hacker got $375,000 cash
UCC rules did not apply to the situation because Whitaker signed an agrcement with Wedbush in which he accepted liability for improper handling of money.
Under UCC rules Wedbush was effectively a bank and responsible for the loss.
Under UCC rules only Harris Bank could be liable; Wedbush was not subject to bank rules.
UCC rules did not apply to the situation because Whitaker did not establish a checking account at Harris.
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