Reference no: EM132929565
Problem 1: Sixty-Six percent of individuals turning 65 in 2010 will need:
a. Long term care at some point in their lives
b. Care for 9 years or longer
c. To work an additional 5 years to pay for nursing home care
d. To participate in a benefit bank.
Problem 2: Integrated policies cover:
a. Services only provide for short term stays in nursing homes
b. A range of services
c. Health care services not paid for by Medicare
d. Routine health care screenings
Problem 3: Activities of daily living measure:
a. The ability to perform routine care functions
b. The ability to manage household assets effectively
c. Eligibility for acceptance into a nursing facility
d. Need for medical insurance riders or endorsements for blood products
Problem 5: Medicaid planning involves:
a. Gifting assets to family members in the months before entering a long term carefacility
b. Efforts to spend down assets to meet the means tests and other eligibility requirements.
c. Transferring life insurance policies to term policies so they don't count as assets.
d. Buying and burying gold
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