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Problem 1: Peyton and Nathan are newly married and expecting their first child. They approach their friend Lucas, who is a newly licensed insurance agent, with some complex financial planning questions. Lucas realizes that the questions are beyond his scope of expertise but, because the couple are close friends, he really wants to help and provide the answers they need, regardless if they purchase product from him. He uses his firm's financial planning software and attempts to answer their questions to the best of his ability. Which of the following statements about Lucas' actions is CORRECT?
a) Lucas has breached his duty of competence.b) Lucas has not properly managed a conflict of interest.c) Lucas has acted within the code of conduct.d) Lucas has breached his priority of client's interest duty.
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