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Problem 1: Which of the following is true of mortgage interest rates?
Select one:
a. Longer-term mortgages have lower interest rates than shorter-term mortgages.
b. Mortgage rates are lower than Treasury bond rates because of the tax deductibility of mortgage interest rates.
c. In exchange for points, lenders reduce interest rates on mortgage loans.
d. All of the above are true.
e. Only A and B of the above are true.
Discuss how SAS 99 can be used when looking for fraudulent transactions as it pertains to payroll. For most companies, payroll is a major cost of operations
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