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Problem 1: Which of the following is true of dealing with insurance providers and/or insurer ratings?
a. A.M. Best Company ratings warrant an insurance company's financial strength and ability to meet obligations to policyholders
b. A.M. Best Company ratings on financial strength and on indebtedness are independent of one another
c. A broker is legally an agent of the insurer and an independent agent is legally an agent of the applicant
d. The risk of insurance provider insolvency and defaults on claim payments is generally considered low when state guaranteed funds exist to insure the insurance providers
Financial Statement Analysis and Preparation
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Computation of Free Cash Flow
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