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Which is the better option and by how much

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Question - As a settlement for an insurance claim, Craig was offered one of two choices. He could either accept a lump-sum amount of $10,536 now, or accept monthly payments of $120 for the next nine years. If the money is placed into a trust fund earning 5.34?% compounded semi-annually, which is the better option and by how much?

Reference no: EM132778045

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