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Case Study: Give lone parents credit, banks told: PHILLIP INMAN Single parents struggling with debts are ill-served by the banking industry, which punishes them with high interest rates on loans or refuses to offer credit at all, pushing them into the arms of doorstep lenders, the charity One Parent Families said yesterday. Despite large government subsidies through the tax credit system, which have improved the finances of single parents over the past four years. banks and other lenders continue to discriminate against them and force them to pay more for credit. Almost half (48%) of single-parent families had been in arrears in the past year, compared with a quarter of two-parent families. Even those parents who choose to work often fail to rid themselves of short-term, costly debts. The incidence of debt among working lone parents is twice as high as among couples where one person is in work- 14% compared to 7%, according to the report. The charity said a 32-page report, Personal Finance and One-Parent Families: The Facts, revealed the wide-ranging problems faced by lone r who were more likely to use overdrafts, credit cards and personal loans than couples with children. Banks had to do more to
Below is a table with information from 5 randomly selected individuals on their level of discontent with a new social policy.
A consumer splits their income equally between two goods. If the price of one good increases by 10% and their income increases by 5%, show that the consumer's optimal consumption bundle will change despite them being able to afford their original ..
Is there a relationship between a currency's value and its balance-of-trade? (Effectively defend your answer with citations).please can you explain the relation
Imagine that the mayor has hired you as a consultant to evaluate the increase in aggregate demand in the city where you live. Describe to the mayor one (1) aggregate demand and supply factor that would have the greatest impact on the economy of your ..
The following are demand and supply equations for marijuana in Nevada (where it is legal): = 100 -1/2 = 3 -75 Price is in terms of an eighth of an ounce of mari
If the inflation free rate is an annual 13% and inflation is an annual 4%, what is the annual market interest rate? If you anticipate an annual inflation rate of 4.0% in the current economy and can make an investment that is expected to appreciate at..
Illustrate the total price of production (including the cost due to environmental damage) at the unregulated equilibrium quantity of 400.
Why the Army Combat Fitness Training is not conducive to female? This is a military answer
Suppose a project has two possible outcomes. There is a 30% chance that it brings a profit of 10,000. There is a 70% chance that it brings a profit of 3,600. Suppose a decision makers utility function can be described by U(w)=w^0.5. What is this proj..
What is the WACC for a firm with 25% debt, 20% preferred stock, and 55% equity if the respective costs for these components are 5% after tax
If the real exchange rate is appreciating, the nominal exchange rate can be depreciating as long as:
For each of the following assume that the demand curve shifts while the supply curve remains constant. What is the direction of the demand shift and relative elasticity of supply? Prices do not change. Quantity increases significantly. Price falls si..
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