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Problem 1: Sophia and Vincenzo are married. In 1984, the couple immigrated to Canada from Italy. At that time Sophia was 32 years old; Vincenzo was 34 years old. Other than annual vacations to Italy, the couple has resided in Canada without interruption. What statement regarding Old Age Security (OAS) benefits is true?
a) Sophia will be ineligible to receive the maximum OAS benefit if she applies at the earliest possible age.b) Once Sophia begins receiving her OAS benefits, Vincenzo will be eligible for the Allowance as long as he is no longer working.c) If Sophia and Vincenzo were to move back to Italy when Sophia turns 66 years of age, their OAS pensions will be halted after six months and will not be reinstated until they resume their residency in Canada.d) For tax purposes, OAS benefits and benefits under GIS and the Allowance (if eligible to receive them) must be included as part of Sophia and Vincenzo's total income but, can subsequently be deducted from their taxable income (effectively making them tax-free).
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