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What personal factors will cause hunter insurance

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Reference no: EM132524696

Hunter is a 31-year-old married man with no children. He and his wife live in New York City. He works for the New York Stock Exchange and, because of his excellent credit score, was able to recently purchase a new sports car. The following is a list of the types of coverage Hunter may include on his insurance policy:

Bodily Injury Liability

Property Damage Liability
Collision
Comprehensive
Medical Coverage
Uninsured/Underinsured Motorist
Rental Reimbursement
GAP Insurance

Part I: Explain what types of coverage you would advise Hunter and his wife purchase and which they should not. (Assume they can afford all of them.) What was the reasoning behind your advice?

Part II: What personal factors will cause Hunter's insurance rate to be higher than his counterparts?

Part III: What personal factors will allow Hunter to receive a discount?

Reference no: EM132524696

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