Reference no: EM131270955
1) Moral Hazard and the Credit Crisis Explain why the moral hazard problem received so much attention during the credit crisis.
2) FDIC Insurance What led to the establishment of FDIC insurance?
3) Glass-Steagall Act Briefly describe the Glass- Steagall Act. Then explain how the related regulations have changed.
4) Financial Services Modernization Act
5) Describe the Financial Services Modernization Act of 1999. Explain how it affected commercial bank opera- tions and changed the competitive landscape among financial institutions.
6) Capital Requirements during the Credit Crisis
7) Explain how the accounting method applied to mortgage-backed securities made it more difficult for banks to satisfy capital requirements during the credit crisis.
8) Liquidity Given the liquidity advantage of holding Treasury bills, why do banks hold only a relatively small portion of their assets as T-bills?
9) Bank Loan Diversification In what two ways should a bank diversify its loans? Why? Is international diversification of loans a viable strategy for dealing with credit risk? Defend your answer.
10) Net Interest Margin Suppose a bank earns $201 million in interest revenue but pays $156 million in interest expense. It also has $800 million in earning assets. What is its net interest margin?
11) Calculating Return on Assets If a bank earns $169 million net profit after tax and has $17 billion invested in assets, what is its return on assets?
12) Calculating Return on Equity If a bank earns $75 million net profits after tax and has $7.5 billion invested in assets and $600 million equity investment, what is its return on equity?
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Relationship between loyalty and trust and commitment
: Brand values and proposition are fundamental to advertising. Explain the role, if any, advertising might have in this area.
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Procurement strategy provide competitive advantage
: List some occupations or sporting events where the ending is a dominant element in evaluating success. In what way might the first-come, first-served rule be unfair to the customer waiting for service in a bank or hospital? How might procurement stra..
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Explain the link between mission and vision and branding
: Explain the link between mission, vision and branding in the context of a major consumer brand such as Levi.-Explain what USP and brand image mean.
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Discuss the idea that creativity can be planned and managed
: Explain what you understand creativity to be.- Discuss the idea that creativity can be planned and managed, using examples to illustrate.
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What led to the establishment of fdic insurance
: FDIC Insurance What led to the establishment of FDIC insurance? Describe Financial Services Modernization Act of 1999. Explain how it affected commercial bank opera- tions and changed the competitive landscape among financial institutions.
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Effort to put into job search
: 1. Workers are initially unemployed and must decide how much effort to put into job search. Searching intensively enough to find work with probability e generates a utility cost c(e) = 1γe2/2. Workers who find a job receive after tax consumption u..
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Future value of investment cash flows
: Chuck Brown will receive from his investment cash flows of $3,155, $3,450, and $3,800 at the end of years 1, 2 and 3 respectively. If he can earn 7.5 percent on any investment that he makes, what is the future value of his investment cash flows at th..
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Explain range of creative executions available to marketers
: Discuss the kinds of creative appeals that are available to communicators. Consider the usefulness of combining emotional and rational appeals in some instances.
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Calculate the percentage of chord with laminar flow
: If the wing average chord is 4 m and transition from laminar to turbulent flow is expected at Re = 106, calculate the percentage of chord with laminar flow.
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