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Question:
Scenario 1: MLO Beth discourages a borrower from making a formal loan application due to the fact that the borrower''s source of income is from public assistance.
What laws, if any, have been violated? ? How can this type of transaction be completed in a manner that is ethical and legal?
Post your answers for this scenario to your instructor numbering the response as 1.
Scenario 2: Real estate agent Doug tells mortgage broker Lori that he will send her all of his clients if she'll give him $100 for each loan she closes. Although Lori turns him down, she does decide to invite Doug to a party she throws every year for all of the real estate agents in her town.
Verified Expert
The solution relates to business ethics.Scenario 1 provides that MLO Beth discourages a borrower from making a formal loan application due to the fact that the borrower''s source of income is from public assistance. For the same it has been stated what laws have been violated and for Scenario 2 is in relation to real estate agent Doug who tells mortgage broker Lori that he will send her all of his clients if she’ll give him $100 for each loan she closes and turns him down. The laws violated have been stated.
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