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Chris is age 35, married with two children aged 4 and 6. He has salary of $125,000 pa and his wife also works part time earning around $400 per week. They have a mortage of $300,000 and living costs of about $700 a week. They are both graduates and hope to provide the children with a good education and tertiary opportunities if they are presented.
Problem a. What kind of risk insurance is available to Chris to provide an income stream in the event they are unable to work for a while as a result of sickness or accident?
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