Reference no: EM132693381
Fred and Daphne have one child, Velma. Fred and Daphne are self-employed, and decided to purchase a Gold plan, and do so outside the Marketplace Exchange. Fred, Daphne, and Velma have incurred the following medical expenses this year:
Daphne: Has started experiencing a general sense of being unwell in January that continued throughout the year, including fatigue, getting sick regularly, weight gain and as a result, clinical depression. Total expenses so far for medication, doctor visits, testing, and the like have added up to $3,000.
Velma: Had an accident playing lawn darts in their back yard in May. Velma had to be treated at the emergency room. Expenses for the ER and follow-up treatment totaled $5,000.
Fred: Could no longer delay back surgery, so he scheduled it for July. The surgery worked as anticipated, but the total bill for care was $70,000.
Their health care coverage is as follows:
Non-Embedded Gold plan
Deductible/MOOP Individual: $6,850
Deductible/MOOP family: $13,700
Problem 1: What is the total amount of out-of-pocket expense Fred and Daphne will have to pay for all family members?
Group of answer choices
a. $6,850.
b. $13,700.
c. $14,850.
d. $21,700.