Reference no: EM132693381

Fred and Daphne have one child, Velma. Fred and Daphne are self-employed, and decided to purchase a Gold plan, and do so outside the Marketplace Exchange. Fred, Daphne, and Velma have incurred the following medical expenses this year:

Daphne: Has started experiencing a general sense of being unwell in January that continued throughout the year, including fatigue, getting sick regularly, weight gain and as a result, clinical depression. Total expenses so far for medication, doctor visits, testing, and the like have added up to $3,000.

Velma: Had an accident playing lawn darts in their back yard in May. Velma had to be treated at the emergency room. Expenses for the ER and follow-up treatment totaled $5,000.

Fred: Could no longer delay back surgery, so he scheduled it for July. The surgery worked as anticipated, but the total bill for care was $70,000.

Their health care coverage is as follows:

Non-Embedded Gold plan
Deductible/MOOP Individual: $6,850
Deductible/MOOP family: $13,700

Problem 1: What is the total amount of out-of-pocket expense Fred and Daphne will have to pay for all family members?

Group of answer choices

a. $6,850.

b. $13,700.

c. $14,850.

d. $21,700.