What is the npv of the loan to you

Assignment Help Finance Basics
Reference no: EM132375485

Question 1.

(a) Calculate the NPV of a project with the following cash flows CF0 = $1,500, CF1 = $1,500, and CF2 = $1,125 using the discount rate of 0%. How would your answer change if the discount rate is 50%? 100% ?

(b) What is the IRR of this project? Is the IRR unique? (hint: unique means that there exists only one positive rate of return such that the NPV equals zero)

Question 2.

A bank offers you a $2M loan with an IRR of 7% (i.e. the bank makes a return of 7% on the loan; note that 7% is not the rate of interest payments). The bank requires you to repay the loan in 7 equal annual installments, starting next year.

(a) What is the annual payment on the loan that the bank charges?

(b) What is the NPV of the loan to you if your opportunity cost of capital is 12%?

Question 3.

Suppose you are a financial manager and you have the following investment opportunities:

Project Initial Investment/Cost (in $1,000) NPV (in $1,000)

1 400 100

2 100 -20

3 200 300

4 150 150

5 250 100

Which of the following projects should you pursue if you have only $700,000 allocated for capital expenditures? How much does the budget limit cost the company in terms of forgone NPV? The opportunity cost of capital for each project is 12%.

Question 4. Consider a project with the following cash flows: C0 = $250, C1 = $300, and C2 = $70.

  1. Compute the IRR(s) for this project. (Hint: use the formula for IRR in the lecture notes and multiply everything by (1 + IRR)^2. This gives you a quadratic equation. Now use the quadratic formula to solve this equation for IRR. Ignore the negative solution for IRR.)
  2. Would you accept this project if the opportunity cost of capital is 30%? 50%?
  3. Would your decision change if you use the NPV rule?

Reference no: EM132375485

Questions Cloud

What is the most you should pay for the annuity : You could earn 5.5% on your money in other investments with equal risk. What is the most you should pay for the annuity?
Months will go toward payment interest : What percentage of the total payments made during the first 3 months will go toward payment interest?
How both descartes and berkeley refute skepticism : How both Descartes and Berkeley refute skepticism - preferred refutation of skepticism between Descartes and Berkeley. That is please give an argument.
What is the standard deviation of returns : Suppose the standard deviation of the market return is 20%. What is the standard deviation of returns on a well-diversified portfolio with a beta of 1.3?
What is the npv of the loan to you : (a) What is the annual payment on the loan that the bank charges? (b) What is the NPV of the loan to you if your opportunity cost of capital is 12%?
Purchasing a bond at a premium : Why would any investor ever consider purchasing a bond at a premium? Wouldn't purchasing a bond at a discount always be preferable? Explain.
Present value of a 4-year ordinary annuity : What's the present value of a 4-year ordinary annuity of $2750 per year plus an additional $2500 at the end of year 4 if the interest rate is 6.5%
Calculate how much debt grainwaves will need : Calculate how much debt Grainwaves will need to issue to maintain their target capital structure. What will be the appropriate cost of debt for Grainwaves.
How much retained earnings did the firm have : It had accounts payables of $67,855, notes payables of $36,454, long-term debt of $223,300, and common stock of $150,000.

Reviews

Write a Review

Finance Basics Questions & Answers

  Financial reporting and analysis

Finance is about Gunns Ltd, a company in dealing with forestry products in Australia. The company has also been listed in Australian Stock Exchange. As many companies producing forestry products, even Gunns Ltd is facing various problems. Due to the ..

  A report on financial accounting

This report is specific for a core understanding for Financial Accounting and its relevant factors.

  Describe the types of financial ratios

Describe the types of financial ratios and other financial performance measures that are used during venture's successful life cycle.

  Differences between sole proprietorship and corporation

Briefly describe the major differences between a sole proprietorship and a corporation

  Prepare a cash budget statement

Calculate the expected value of the apartment in 20 years' time. What is the mortgage loan repayment at the beginning of each month

  What are the implied interest rates

What are the implied interest rates in Europe and the U.S.?

  State pricing theory and no-arbitrage pricing theory

State pricing theory and no-arbitrage pricing theory

  Small business administration

Identify the likely stage for each venture and describe the type of financing each venture is likely to be seeking and identify potential sources for that financing.

  Effect of financial leverage

The Effect of Financial Leverage and working capital management

  Evaluate the basis for the payment to the lender

Evaluate the basis for the payment to the lender and basis for the payment to the company-counterparty.

  Importance of opps, ipps, mpfs and dmepos

Research and discuss the differences and importance of : OPPS, IPPS, MPFS and DMEPOS.

  Time value of money

Time Value of Money project

Free Assignment Quote

Assured A++ Grade

Get guaranteed satisfaction & time on delivery in every assignment order you paid with us! We ensure premium quality solution document along with free turntin report!

All rights reserved! Copyrights ©2019-2020 ExpertsMind IT Educational Pvt Ltd