What is the financial industry involvement

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What is the financial industry involvement in the 401(k) retirement system? What are the pros and cons of this

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Front load commission charge : The front load commission charge is 3% deducted upfront from the original funds invested. The annual fund management fees of 0.2
Compensating balance requirement : Calculate the APR and r(EAR) assuming the loan (a) has no compensating balance requirement and (b) has a 20 percent compensating balance requirement
Principally deposits for a bank and money : Finance companies make a profit by borrowing money at a rate lower than the rate at which they lend. This is similar to a commercial bank
Hedge funds pool investors money : Like mutual funds, hedge funds pool investors' money and invest the money in an effort to make a positive return. Hedge funds typically have more flexible
What is the financial industry involvement : What is the financial industry involvement in the 401(k) retirement system? What are the pros and cons of this
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