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Question: Skylar is applying for a car loan worth $17,963 at and annual interest rate of 5.4% that will be paid monthly over the course of the next 5 years. What is the cost of financing of this agreement?
(Hint: How much more would Skylar pay for the car over the course of the loan compared to if they paid for it with cash?)
Notes: First, Skylar needs to know the total sum of all payments he will make over the course of the loan. To do this, he can solve for monthly payment (PMT) and then multiply it by the number of periods (60 months).
The cost of financing is the difference between the total sum of payments and the principal of the loan (or the initial loan total).
Learning contract proposal that will form the basis of your learning contract report.
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You have been appointed by Sony as a consultant on change management. Advise Sony on how they could implement the change by using the various theories of change you have learnt.
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Find not only the optimal production quantities, but also the optimal total cost.
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