What is the correct result according to doctrine of estoppel

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An insured purchases a small sailboat. After the purchase, the insured calls her agent and asks if the boat is covered under her homeowners policy. The agent informs her that because the sailboat does not have a motor, it is covered under her homeowners policy. Several months later the insured is sailing her boat on a lake and collides with another watercraft. This causes her to incur liability for the damage to the other vessel. When she files a claim under her homeowners policy the insurer refuses to pay because her sailboat exceeds a particular hull length that was specified in her policy (a limitation which the agent had not mentioned or inquired about). If the insured disputes the insurer's denial of the claim, what is the correct result according to the doctrine of estoppel?

Reference no: EM132680216

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