Reference no: EM133463151
Question
1. Which of the following best describes donut hole? Please choose all that apply.
After meeting a $250 deductibles and copay of 25% between $250 and $2,500, the elderly pay full price for prescription drug
None of the listed
The Affordable Care Act eliminated it in 2020
It is the Medicare PartD coverage gap.
2. What is Moral Hazard in Health Insurance? Please choose all that apply.
An insured person uses health services excessively because he is protected from cost
None of the listed
When people with health insurance take greater risks because they are insulated from the actual cost of care
A smoker will not quit smoking because his insurance coverage is comprehensive
3. The right to maintain health plan coverage up to 18 months after losing a job.
Blue Cross
Covered California
COBRA
Kaiser
None of the listed
4. Unlike the UK, Germany did not have a single major Landmark Legislative Reform to usher in Universal Health Care.
True
False
5. How do health insurers address the issue of Moral Hazard? Please choose all that apply.
Deductibles
None of the listed
Co-insurance
Co-payment