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Shirley is a 59 year old widow. When her husband died at age 66 he left her with a small savings of $5,000 and a home with a second mortgage. They had been living comfortably on his pension of $900/mo. and Social Security benefits of $850/mo. His pension did not have survivor's benefits. She has never held a job for longer than 6 years and is presently unemployed. As a widow she is not eligible for Social Security until age 60, and then only $480 per month in benefits. When she turns 65 that amount will increase to $676. Her mortgage is $830/mo. What is her economic outlook? What can she do to better her situation?
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