What factors affect rate paid by consumers for auto loan

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What factors affect the rate paid by consumers for an auto loan? Provide some examples. Would someone with bad credit pay a different rate than someone with really good credit for the same auto loan? Is this fair and what type of premium might this be and why? When does a loan amortize the fastest and slowest and why? What is working for one type of loan and against the other type of loan (be specific)?

Reference no: EM13475947

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