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What could cause a denial in coverage

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Reference no: EM132891447

In real life, a claim is filed, and the adjuster would determine if the policy actually covers Cheryl's "She Shed". Suppose you are Cheryl and you filed a claim. When you initially called and was advised by State Farm Agent that your property is covered.

-What could cause a denial in coverage? Keep in mind that although you have the coverage, the peril would determine if the coverage extends to the damaged property.

-Should coverage be extended due to the fact that Cheryl was advised that she has coverage?

-Who is responsible for knowing the extent of coverage for homeowner's policy? Cheryl or the State Farm Agent?

-If coverage is denied, what recourse would Cheryl have regarding the claim?

Reference no: EM132891447

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