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Problem 1) After three years of successfully running his catering business out of an outbuilding located on his personal property, Gerald has recently relocated his business to a leasehold in a nearby shopping center. What changes, if any, should Gerald make to his personal insurance coverage?
A) Eliminate any umbrella coverage he has because he no longer faces liability since the business is not being operated form his personal property.
B) Reduce the total amount of coverage on homeowners policy.
C) Eliminate any business coverage for the outbuilding and shop around for a lower rate on his homeowners policy.
D) Increase the coverage on his personal auto policy because now he will have to commute to the new location on regular basis.
E) Gerald does not need to change his personal coverage.
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