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Question - Rose Rosario retirement savings plan - Rose Rosario, a secretary from the Bronx, NY, is thinking about jump-starting her retirement savings plan by investing the $40,000 gift that her elderly friend gave her. She also wants to invest $4,000 a year for the next 30 years for retirement. Rose knows little about investments and does not seem to have a big desire to learn.
a) What can you suggest to Rose about figuring out her investment philosophy?
b) Would you recommend active or passive investing for her, and why?
c) Should Rose be a lender or owner?
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