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Problem
A. Does my (our) income exceed your expenses?
1. If so, how much are you saving each month, and is it enough? How do you know it is enough?2. If not, what are your goals for addressing the deficit (i.e., job change, cut back on expenses, etc.)
B. How is my (our) short-term savings-if I (we) had an emergency, would we have enough in savings to handle the situation?
C. Why is a savings account important? Research how much you should keep in short-term savings. What are your goals for long-term savings?
D. What advice do you have for the class regarding how to accumulate savings?
E. What else did you learn from this budgeting exercise that could help you and/or your family finances going forward?
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