What are the main categories of insurance in the us

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Reference no: EM133649423

Problem

Health insurance in the United States in an ongoing topic of discussion. Please describe health insurance in the United States and address all of the following:

A. What is health insurance?

B. What are the main categories of insurance in the U.S.?

C. Who pays for the various types of insurance?

D. Is health insurance necessary?

E. Why do employers provide health insurance to their employees?

F. Describe adverse selection and moral hazard as it relates to health insurance.

G. Are the systems in place in the U.S. effective? Explain your response.

Reference no: EM133649423

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