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Case: Companies often collect personal information of their consumers for various business-related reasons. In doing so, they automatically assume the ethical and legal responsibilities of protecting such information from any unauthorized entity. Therefore, such companies dealing with confidential consumer information should clearly know about the ethical and legal issues associated with handling the same. Consider the following scenario: You are the security manager of a big credit reporting agency. The agency has access to financial information about consumers that may include amounts borrowed, accounts opened or closed, defaults, bankruptcies, and other sensitive personal data.
Based on your reading and upon conducting additional research, try to write about the ethical and legal considerations you need to address in handling confidential consumer information. Address the following points:
Question 1. What are the ethical and legal responsibilities of your company in designing its interface and implementing security protocols to its systems?
Question 2. What ethical and legal issues should you consider in order to determine your response when confidentiality of the consumer information has been compromised?
Question 3. Many jurisdictions have breach laws that mandate disclosure of any loss of consumer information. What positive and negative effects have these laws had?
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