Reference no: EM131488404
Discussion
DQ 1: Initial Investment
After reading Chapters 3 and 4 of your textbook, address each of the following questions:
• Think of something you want or need for which you currently do not have the funds. It could be a vehicle, boat, horse, jewelry, property, vacation, college fund, retirement money, etc. Select something which costs somewhere between $2,000 and $50,000. Use the "Present Value Formula", which computes how much money you need to start with now to achieve the desired monetary goal. Assume you will find an investment that promises somewhere between 5% and 10% interest on your money (you choose the rate) and pretend you want to purchase your desired item in 12 years. (Remember that the higher the return, usually the riskier the investment, so think carefully before deciding on the interest rate.) How much do you need to invest today to reach that desired amount 12 years from now?
• You wish to leave an endowment for your heirs that goes into effect 50 years from today. You don't want to be forgotten after you pass so you wish to leave an endowment that will pay for a grand soirée yearly and forever. What amount would you like spent yearly to fund this grand party? How much money do you have to leave to your heirs 50 years from now assuming that will compound at 6% interest? Assuming that you have not invested anything today, how much would you have to invest yearly to fully fund the annuity in 50 years, again assuming a 6% monthly compounding rate? .
DQ 2
Companies often try to keep accounting earnings growing at a relatively steady pace in an effort to avoid large swings in earnings from period to period. They also try to manage earnings targets. Reflect on these practices and discuss the following in your discussion post.
• Are these practices ethical?
• What are two tactics that a financial manager can use to manage earnings?
• What are the implications for cash flow and shareholder wealth?
• Using the financial balance sheet as displayed in the text, provide an example of how purchasing an asset or issuing stocks or bonds could potentially impact earnings targets.
|
Create a class inventory
: 1. Create a class Inventory. 2. Create attribute (class variable), totalInventory = 0.
|
|
Compare the risks and benefits of a social-organization
: Compare the risks and benefits of a social-organization as it relates to change and innovation. Use at least two external sources.
|
|
What is the projects payback period
: (Payback period, NPV, PI, and IRR calculations) You are considering a project with an initial cash outlay of $80,000 and expected free cash flows of $20,000.
|
|
Enterprise key management policy
: 1) Who specifically does this policy apply? (Entities affected by this policy) 2) What actions do I need to perform to adhere to this policy?
|
|
What are implications for cash flow and shareholder wealth
: What are two tactics that a financial manager can use to manage earnings? What are the implications for cash flow and shareholder wealth?
|
|
Better understanding of what the cloud
: Now that you have a better understanding of what the cloud is, are you currently storing your media/data in the cloud? Remember if your items are in the cloud.
|
|
Myths concerning the cloud
: As a consultant your client has been perhaps they should move their coffee shop into the "cloud." The Client has heard a lot of myths concerning the cloud.
|
|
Explain how and why you made the decision to pursue an mba
: Explain how and why you made the decision to pursue an MBA. In the description, include calculations of expenses and opportunity costs related to that decision.
|
|
What kind of primary and secondary research will you conduct
: You are a marketer who wants to find out how best to market your new, fat-free, low-calorie candy bar. What kind of primary and secondary research will conduct?
|