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1. A universal life insurance policy (ULI) is considered to be:
a form of fixed face, fixed premium whole life insurance
term insurance only
a whole life policy where the face amount may be changed at any time
a version of the buy-term-and-invest-the-difference strategy
2. Choose the item below that is not a characteristic of group life insurance.
the group must not be formed solely to purchase insurance
benefits are determined by a predetermined formula
benefit amounts are usually increased by the employer at 5-year intervals
there usually are no medical exams required
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