Underwent the physical and died prior to receipt of policy

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You are an attorney a client comes to you and advises you that her spouse applied for life insurance underwent the physical and died prior to the receipt of the policy. The insurance carrier refuses to pay any benefits. The client was informed by the insurance agent at the time of application that coverage was in effect. How do you advise the client of her potential for a recovery. I have raised the point value of this assignment because of the difficulty.

Reference no: EM131153188

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