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1. All of the following are provisions proivided under the Fair Credit Reporting Act except:
a. Removing creidit inquiries from record if lines of credit were not opened
b. Deletion of out of date information from record
c. A right to correct misinformation
d. Access to your file and credit report
2. Which of the following is not one of the suggested courses of action if your identity is stolen?
a. Contact the Credit Bureaus
b. Contact the creditors
c. File a police report
d. File a lawsuit against the creditors
You just won the TVM Lottery. You will receive $1 million today plus another 10 annual payments that increase by $620,000 per year. Thus, in one year, you receive $1.62 million. In two years you get $2.24 million, and so on. If the appropriate intere..
A $100,000 GNMA passthrough bond issue has a value of $121,718. The value of the interest-only payments is $42,696. What is the value of the principal-only payment? (Omit the "$" sign in your response.) Principal-only payment $
Andrea Sampri Sporting Goods Store purchases sporting goods merchandise on account from various vendors. The terms of the purchase are 2/10, n/30. The delivery date and invoice date is May 15, 2015. The amount of the total amount of the invoice is $1..
Salte Corporation is issuing new common stock ata a market price of $28. Dividends last year were $1.35 and are expected to grow at an annual rate of 12 percent Flotation costs will be 11 percent of market price. What is the company's cost of equity?..
Karen and Wayne need to buy a refrigerator because theirs just broke. Unfortunately, their savings account is depleted, and they will need to borrow money in order to buy a new one. The bank offers them a personal loan at 21% (APR), and Sears Sears o..
What are five elements pertaining to the establishment of a false claim under the False Claims Act? HIPAA privacy standards were designed to accomplish what three broad objectives?
Budgets are advantageous because they. A Production budget expressed in units is equal to
Pearson Brothers recently reported an EBITDA of $17.5 million and net income of $3.3 million. It had $2.0 million of interest expense, and its corporate tax rate was 40%. What was its charge for depreciation and amortization? Write out your answer co..
A $1000 face value corporate bond with a 8% coupon (paid semi-annually) has 6 years to maturity. 1 has a credit rating of AA with a yield to maturity of 4%. The firm is likely to lose its rating and drop to an "A". The appropriate yield corresponding..
The Brocks now have two preschool-age children. Their household income has declined with Pam providing full-time care for the children. To compensate for their lower monthly income, Pam and Josh have cut back to spend money on basics only. What actio..
Farmer Giles fed grain, purchased from the Fowl Supply Co Ltd in November 2013 to his fowls, as a result of which most of his fowls died. He lost profits on egg sales from 2013-2015 amounting to $250,000, had a 3 year contract to supply eggs to a lar..
The five steps in financial planning, forecasting internal/external finds is critical. With today's economic and interest rate market conditions, along with the volatility of the capital markets, what factors would you emphasize when you are preparin..
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