Typically attributed to first-time credit card holders

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Reference no: EM132112210

Outline your claim message on a sheet of paper first, and then write.

Remember to do a spell check, grammar check and read the letter to yourself before turning it in.

Write the % passive sentences and grade level on the top right hand corner of the page.

Turn in the outline (handwritten) + the printed, signed letter for a grade.

Heritage Financial Service aggressively issues credit cards to college students. By maintaining low credit limits, the company is able to limit the nonpayment losses typically attributed to first-time credit card holders. Angela Pearson, a current cardholder who has exhibited a good payment record, has requested her credit limit be raised from $500 to $3,000, noting she needs the higher limit to support the travel expenses inherent in her internship position with a national public relations firm.

You are the manager of the credit department and can justify increasing the limit to only $1,000. Prepare a letter informing Angela of your decision and suggesting that she take advantage of the company’s website to monitor her balance and schedule bi-monthly payments directly from her checking account. Make up the addresses and whatever details you need to complete this negative message.

Reference no: EM132112210

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