Reference no: EM132485078
The Brocks are assessing their health insurance coverage. Since Josh's current employer offers him only 30 days of sick leave, they need to consider this factor when assessing disability insurance plans.
Since Pam's work activities have varied, the family is dependent on Josh's health insurance. In recent weeks, his company is considering several types of plans. These alternatives include traditional health insurance programs and HMOs, with a wide variety of coverage and cost differences.
Both Pam and Josh Brock are pleased with their lives and various family activities. They now have three children, are enjoying their home, and are more financially secure than six years ago. Yet the Brocks still have financial needs they must address.
Several changes have affected their financial planning. The value of their home has increased due to inflation and home improvements. They have purchased a used car to meet additional transportation needs. These situations must be considered in relation to insurance needs for the Brock household.
Questions
Q1. When considering disability income insurance, what length of waiting period and duration of benefits should the Brocks consider?
Q2. What types of health insurance coverage would be recommended for the Brocks?
Q3. How should the Brocks determine whether they have enough insurance coverage for their home?
Q4. What factors should the Brocks consider in deciding whether to purchase collision insurance coverage for their used car?
|
Describe the expected interest groups and specific arguments
: Describe the expected interest groups and there specific arguments. Describe the expected interplay between demanders and suppliers, interest groups.
|
|
What is the required return of stock x
: Stock X has a standard deviation of 25 percent and a correlation coefficient of 0.7 with market returns. The expected return of the market is 12 percent
|
|
Calculate the accounting break-even point
: Calculate the accounting break-even point. Calculate the base-case cash flow and NPV. What is the sensitivity of NPV to changes in the sales figure.
|
|
Does the community view the facility as charitable
: Does the community view the facility as charitable? Does the facility rise to the status of charitable? In two different paragraphs with not less than 100 word.
|
|
Types of health insurance coverage
: What types of health insurance coverage would be recommended for the Brocks?
|
|
Compute the risk of the market portfolio
: What is the beta of a portfolio if 30 percent of the funds are invested in a risk-free asset, 40 percent in the market portfolio, and the balance in a portfolio
|
|
Describe the global leadership differences
: Finally, categorize global leadership differences according to a leader's use of power, technology, and knowledge management. Provide at least two leadership.
|
|
Explain the type of pressure that factors
: In addition, Russia's inflation rate was high. Explain the type of pressure that these factors placed on the Russian currency.
|
|
How given has affected and influenced stakeholders
: For this Assignment, outline issues related to globalization, power, followership, and cultural change from a health leader's perspective.
|