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Due to the Covid-19 pandemic, interest rates are now at a lower rate, more and more people are looking to refinance their homes. Most people are looking for a lower interest rate, a shorter payment term, and lower monthly costs when they refinance. In addition, they may also be looking to finance more than their original mortgage to have some extra cash to pay off credit card debt or other expenses. Lower interest rates generally translate into lower mortgage loan rates, and refinancing your mortgage at a lower rate can save you money on every monthly payment.
Required: (i) What THREE (3) aspects should you ultimately consider if refinancing is right for you?
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