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Traditional federal standards for qualification

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Reference no: EM133190146

Joe is a 25-year-old single worker who receives no coverage for health care from his employer. Joe has a non-fatal medical condition that can be treated at a price of $80 per treatment. Discuss how the out-of-pocket (OOP) price that Joe pays for health care will change if he switches jobs to a new employer that offers health care coverage with each of the options below.

a. a $250 per year calendar-year deductible

b. an 80/20 participating deductible in which the insurer pays 80 percent of the cost.

c. an HMO that satisfies the traditional federal standards for qualification with a $20 copay

Reference no: EM133190146

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